Call it a throwback to the ghost of recessions past, or a nod to the Eisenhower-era but Toys ‘R’ Us is introducing a new program that will help consumers start saving for holiday expenses. Toy’s ‘R’ Us’ Holiday Savers Club will allow consumer to convert cold hard cash into Toys ‘R’ Us gift cards.
Toy’s ‘R’ Us will give you 3% ‘interest’ on whatever amount you place in the Savers Club, if you use the Toys ‘R’ Us gift cards to buy the Tickle Me Elmo of the year and flip on e-bay you may even see returns higher than 3%. Either way most consumer affairs experts would advise against giving your money to the Bank of Toy’s ‘R’ Us.
The program will give consumers who are incapable of managing their own finances a chance to save up for holiday toys. If you suffer from a gambling addiction and spend your Christmas bonus at the track Christmas Eve than this program is for you.
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